AIFTrades is software, not a financial advisor and not a broker. It places trades in your own brokerage account according to settings you choose. We never hold your money.
Trading involves substantial risk of loss. Nobody — human or AI — can guarantee trading profits, and we do not. You can lose some or all of the money you trade. Only trade with money you can afford to lose, and paper trade first.
Your subscription renews automatically after the 30-day free trial until you cancel. You can cancel at any time, including during the trial. See section 8.
These Terms of Service (the "Terms") are a binding agreement between you and AIFTrades, Inc., a Delaware corporation with its principal place of business in San Francisco, California ("AIFTrades", "we", "us"). They govern your use of aiftrades.com, app.aiftrades.com, and all related software and services (the "Services").
By creating an account, connecting a brokerage account, or otherwise using the Services, you agree to these Terms and to our Privacy Policy. If you do not agree, do not use the Services.
To use the Services you must be at least 18 years old, have the legal capacity to enter into a binding contract, and not be barred from using the Services under the laws of the United States or any other applicable jurisdiction. You must also be eligible to hold an account with a supported broker. If you are using the Services on behalf of an entity, you represent that you have authority to bind that entity, and "you" refers to that entity.
AIFTrades is automated trading software. It analyses market data, produces forecasts, and — where you have configured it to do so — transmits orders to your own brokerage account through that broker's application programming interface.
AIFTrades is not: a broker-dealer, an investment adviser, a commodity trading advisor, a bank, a custodian, a fiduciary, or a financial planner. We are not registered as any of those with the U.S. Securities and Exchange Commission, the Commodity Futures Trading Commission, FINRA, or any state regulator. We do not manage assets, hold client funds, or exercise discretion over your money on your behalf beyond executing the settings you yourself select.
You remain in control. You choose whether to run the software, on which account, with what budget, at what risk level, and whether to trade on simulated money or real money. You can stop it at any time.
All content produced by the Services — including forecasts, confidence scores, regime classifications, signals, journal entries, and any material on our website — is provided for informational purposes only. It is not investment advice, not a recommendation to buy or sell any security or other instrument, and not an offer or solicitation. It does not take into account your financial situation, investment objectives, tax position, or particular needs.
You are solely responsible for your own trading decisions, including the decision to run automated software against your account at all. Consider seeking advice from a licensed financial advisor, and from your own tax advisor about the tax consequences of trading.
Trading financial instruments carries a high level of risk and is not suitable for all investors. You may lose some or all of your invested capital, and losses can exceed your initial deposit where leverage or margin is involved.
Past performance and AI-generated forecasts are not a guarantee of, and are not necessarily indicative of, future results. Our forecasting models are wrong regularly, by design and by the nature of markets — the risk controls exist precisely because that is expected.
Automated systems carry additional risks beyond those of manual trading, including software defects, model degradation, data feed errors, latency, connectivity failure, exchange or broker outages, order rejection, unexpected market conditions, and the possibility that risk controls fail to execute as intended. Stop-loss orders do not guarantee execution at the stop price, particularly in fast or gapping markets.
Only trade with money you can afford to lose entirely. We strongly recommend running the Services on a simulated ("paper") account until you understand how they behave.
You must provide accurate information when you register and keep it current. You are responsible for maintaining the confidentiality of your credentials and for all activity that occurs under your account. Enable multi-factor authentication where offered. Notify us immediately at customersupport@aiftrades.com if you suspect unauthorized access.
One person or entity per account. Do not share your account, sell it, or transfer it without our written consent.
The Services require you to connect a brokerage account that you own, using API credentials you generate with your broker. By connecting an account you represent that it is yours and that you are authorized to permit automated trading on it.
Automatic renewal notice. Your subscription begins with a 30-day free trial. Unless you cancel before the trial ends, your subscription will automatically renew each month at the plan price then in effect, and your payment method will be charged each month until you cancel. You may cancel at any time, including during the free trial, from your account settings or by emailing customersupport@aiftrades.com. Cancelling before the trial ends means you are never charged.
Current plan prices are shown on our pricing page and in the app before you subscribe. Prices are in US dollars and exclusive of any applicable taxes, which we will add where required.
Payment processing. Payments are handled by a third-party payment processor. We do not store your full card number. You authorise us and our processor to charge your payment method for the amounts due.
Price changes. We may change subscription prices. We will give you at least 30 days' notice by email before a price change applies to your subscription, and the new price takes effect at your next renewal. If you do not agree, cancel before that renewal.
Failed payments. If a payment fails we may retry it and may suspend your access until payment succeeds. Suspension stops the trading engine; it does not close positions already open in your brokerage account, which remain your responsibility.
You may cancel at any time. Cancellation takes effect at the end of your current billing period, and you keep access until then. We do not provide refunds for partial billing periods except where required by law. If you believe you were billed in error, contact customersupport@aiftrades.com and we will look into it.
Cancelling does not close your positions. Any open positions in your brokerage account remain open and remain your responsibility. Close them yourself, or through your broker, before or after cancelling as you prefer.
You agree not to:
The Services, including all software, models, designs, text, graphics, and the AIFTrades name and logo, are owned by AIFTrades or its licensors and are protected by intellectual property law. Subject to these Terms, we grant you a limited, non-exclusive, non-transferable, revocable licence to use the Services for your own trading. No other rights are granted.
Your data stays yours. You retain ownership of the settings and content you provide. You grant us the licence necessary to operate the Services for you.
Feedback. If you send us suggestions, we may use them without obligation or compensation to you.
The Services rely on third parties, including your broker, market data providers, our payment processor, and identity providers such as Google Sign-In. Your use of those services is governed by their own terms and privacy policies. We are not responsible for third-party services, and their availability is outside our control.
We aim to keep the Services available, but we do not promise uninterrupted or error-free operation. We may suspend the Services for maintenance, and we may modify, add, or discontinue features. If we discontinue the Services entirely, we will give you reasonable notice and a pro-rata refund of any prepaid, unused subscription fees.
We may also halt trading activity — for all users or for your account — where we believe it is necessary to protect users, comply with law, or address a technical or market emergency.
The Services are provided "as is" and "as available", without warranties of any kind, whether express, implied, or statutory. To the fullest extent permitted by law, AIFTrades disclaims all warranties, including the implied warranties of merchantability, fitness for a particular purpose, title, and non-infringement.
We do not warrant that the Services will be uninterrupted, timely, secure, or error-free; that forecasts will be accurate; that any trade will be profitable; that risk controls will execute as intended in all market conditions; or that defects will be corrected. No advice or information obtained from us creates any warranty not expressly stated here.
Some jurisdictions do not allow the exclusion of certain warranties, so some of these exclusions may not apply to you.
To the fullest extent permitted by law, AIFTrades and its officers, directors, employees and agents will not be liable for any indirect, incidental, special, consequential, exemplary or punitive damages, or for any loss of profits, trading losses, loss of data, loss of goodwill, or business interruption, arising out of or relating to these Terms or the Services, whether based in contract, tort, strict liability or any other theory, and whether or not we were advised of the possibility of those damages.
Our total aggregate liability arising out of or relating to these Terms or the Services will not exceed the greater of (a) the total subscription fees you paid us in the twelve months immediately preceding the event giving rise to the claim, or (b) one hundred US dollars ($100).
These limits apply even if a limited remedy fails of its essential purpose. Nothing in these Terms excludes liability for fraud, fraudulent misrepresentation, or any liability that cannot be excluded under applicable law. Some jurisdictions do not allow certain limitations, so parts of this section may not apply to you.
You agree to indemnify and hold harmless AIFTrades and its officers, directors, employees and agents from any claim, demand, loss, liability, or expense (including reasonable legal fees) arising out of your use of the Services, your breach of these Terms, your violation of any law, or your violation of the rights of a third party.
You may stop using the Services and delete your account at any time. We may suspend or terminate your access if you breach these Terms, if we are required to by law, or if we discontinue the Services. Where practical and lawful we will give you notice first.
On termination, your licence to use the Services ends and the trading engine stops. Open positions in your brokerage account are unaffected and remain your responsibility. Sections 4, 5, 11, 14, 15, 16, 18 and 19 survive termination.
These Terms and any dispute arising out of them or the Services are governed by the laws of the State of California, without regard to its conflict-of-laws rules, and by applicable United States federal law.
Informal resolution first. Before filing a claim, please email info@aiftrades.com describing the dispute and the resolution you want. We will try in good faith to resolve it with you within 60 days. Most problems are solved this way.
Venue. If we cannot resolve a dispute informally, you and AIFTrades agree that the state and federal courts located in San Francisco County, California have exclusive jurisdiction, and you consent to personal jurisdiction there. Nothing prevents either party from seeking injunctive relief in any court of competent jurisdiction to protect intellectual property or confidential information, or from bringing an individual claim in small claims court.
See also our Privacy Policy.